HVAC System

Covered

Caps

Central A/C – 2 Units

X

Central Heating – 2 Units

X

Geothermal & Water Sourced Heat Pump/ Converted Heating System & Boiler

X

$1,500

A/C wall units (unlimited, if primary)

X

Steam or Hot Water Heat Systems

X

Refrigerant

X

$10 per pound

Electrical System

Covered

Caps

Electrical Wiring

X

Ceiling Fans

X

Garage Door Opener (1)

X

Attic & Exhaust fans

X

Door Bell Chimes

X

Smoke Detectors

X

Central Vacuum

X

Plumbing System

Covered

Caps

Plumbing Lines

X

Interior Gas Lines

X

Plumbing Stoppage (up to 125 ft.)

X

Hot Water Heater

X

Whirlpool/Jetted Bath Tub

X

Garbage Disposal

X

Toilets (all)

X

Sump Pump

X

Circulating hot water pumps

X

Pressure Regulators

X

Instant Hot Water Dispenser

X

Appliances

Covered

Caps

Clothes Dryer

X

$3,000

Clothes Washer

X

$3,000

Dishwasher (built in)

X

$3,000

Refrigerator with built-in icemaker and water dispenser

X

$3,000

Microwave Oven (built-in)

X

$3,000

Oven/Range/Stove/Cooktop

X

$3,000

Range Exhaust

X

$3,000

Trash Compactor (built-in)

X

$3,000

Other Conditions and Features

Covered

Caps

Failures Due to Lack of Maintenance

X

Repair to Rough Finish

X

$1,000

Rust and Corrosion

X

Sediment Build up - Water Heater

X

Unknown Pre-existing conditions

X

Appliance Buyline program

X

Locksmith Service

X

$50, 1 occurrence

Emergency Lodging Reimbursement (ELR)                             Not Available on Renewal plans

Homeowner’s Insurance Reimbursement (HIDR)                 Not Available on Renewal plans

Optional Coverage 

Caps

Buy-down Deductible to $100

$84

Faucets (like for like quality)

$60

Outside Gas Line

$60

Outside Sewer Line

$60

Outside Water Line

$60

Outside Gas/Sewer/Water Line (Combo)

$120

Premier Upgrade Plan ($500 per claim, up to 2 claims per year )

$84

Premier Upgrade Plan ($1,000 per claim, up to 2 claims per year )

$120

Stand Alone Freezer*

$36

Septic Tank/Septic Tank Pumping ($500/$1,000)*

$60

Salt Water Pool with Heater

$225

Salt Water Spa with Heater

$225

Salt Water Pool/Spa Combination w/ Heater

$225

Swimming Pool/Spa/Combo w/o heat

Swimming Pool/Spa/Combo w/heat ($1,000 heater)

$240

Water Softener*

$72

Well Pump with Booster Pump*

$120

Additional Coverage

Caps

Air Conditioning System

$48

Heating  System

$48

Refrigerator with built-in Icemaker

$12

Clothes Dryer

$12

Clothes Washer

$12

Dishwasher (built-in)

$12

Microwave (built-in)

$12

Range/Cooktop/Oven

$12

Trash Compactor (built-in)

$12

Wall Oven

$12

Sump Pump

$24

Water Heater

$24

Whirlpool/Jetted Bath Tub

$24

Cap Legend

$10 per lbs. refrigerant Cap

$500/$1000 Claim Cap

$500 Claim Cap

$1000 Claim Cap

$1200 Claim Cap

$1,500 Claim Cap

$2000 Aggregate  Cap

$3000 Aggregate Cap

$2,000/$3,000/$2,000 Aggregate  Cap