Hippo+ Warranty & Proactive Home Care Plans Coverage Details

Hippo+ Warranty & Proactive Home Care Plans Coverage Details


Purpose

Identify Hippo+ plan options, coverage limits, Proactive Home Care benefits, and servicing responsibilities.

Overview

Hippo+ and Cinch have partnered to offer a comprehensive home protection solution in Texas and Virginia, combining homeowners insurance, home warranty coverage, and proactive home care membership services under a single plan.

Included with the purchase of a Hippo+ Homeowners Insurance policy, customers receive proactive home services through the Home Care Membership and breakdown coverage through their choice of five Cinch Warranty Plans.

Hippo+ Plan Overview

PLAN ATTRIBUTES

DETAILS

Plans

  1. Basic (HVAC)
  2. Water Essentials (Some appliances, Electrical & Plumbing)
  3. Core(Systems)
  4. Enhanced(Complete Home)
  5. Elite (Complete Home + Outside Gas, Sewer, and Water lines)

Coverage Limits

Aggregate Limit:

  1. $20,000 ( Core, Enhance, Elite)
  2. Up to $10,000 or $50,000 (Basic and Essentials plan)

Individual Caps: Vary by plan

Deductible Options

  1. $100
  2. $150
  3. $0 - Proactive Home Care Services
Proactive Home Care Services
Preventive Maintenance
  1. A/C pre-season check (Feb. 15 - May 15)
  2. Heating pre-season check (Aug. 15 - Nov. 15)
  3. Plumbing check
  4. Water heater check
  5. Dryer vent cleaning
Other Home Services
  1. Carpet/Upholstery cleaning
  2. Connected Home
  3. Gutter cleaning
  4. Handyman services
  5. HVAC Filter Credit
  6. Pest control
  7. Power Wash
  8. Refrigerator Filter Credit
  9. Rekey
  10. Tree trimming
  11. Window Cleaning

Additional Coverage Benefits

  1. 180-day workmanship guarantee
  2. Coverage for unknown pre-existing conditions
  3. Failures due to rust and corrosion
  4. $25 A/C filter credit
  5. Add-on options vary by plan- See attachment at the bottom of article.

Term Length

366 days (no review period)

Auto-Renew

Yes - for both Warranty and Proactive Home Care, with 60 day notice -handled by Hippo

Enrollments

Handled by Hippo

Billing

Handled by Hippo

  1. The warranty plan appears as line item on the customer's bill
    1. Home Care Membership services are included in the home insurance premium

Cancellations

Handled by Hippo. 

  1. Plans are embedded with the Hippo Homeowner's Insurance
  2. Cancellation will cancel both the Warranty and Proactive Home Care Plan 

Warranty Plan Coverage Details


BASIC (HVAC) PLAN

TRADE

ITEM

QUANTITY

INDIVIDUAL CAP

HVAC

Air Conditioning

5

 

Heating Systems

5

 

Geothermal & Water Sourced Heat Pump & Converted Heating System & Boiler

1

$1.500

Ductwork

 

N/A

Concrete Encased Ductwork

 

$1,000

Refrigerant

 

$10 per lb.

Monthly Price

$21.99

$16.99

$22.99

$17.99

Annual Price

$263.88

$203.88

$275.88

$215.88

Deductible

$100

$150

$100

$150

Claim Cap

$5,000 per claim (unless otherwise specified)

Aggregate

$10k

$10k

$50k

$50k

 

ESSENTIALS (WATER ESSENTIALS) PLAN
(some appliances, electrical, & plumbing)

TRADE

ITEM

QUANTITY

INDIVIDUAL CAP

Appliances

Refrigerators w/Icemaker

5

 

Clothes Washer

5

Built-In Dishwasher

5

Electrical Systems

Attic Fans

 

 

Ceiling Fans

 

Central Vacuum

5

Doorbells

5

Electrical Wiring/Outlets/Switches

 

Garage Door Opener

5

Light Fixtures

 

Smoke Detectors

 

Plumbing Systems

Concrete Encased Plumbing

 

$1000

Faucets- similar features of finish & style

 

 

Garbage Disposal

5

 

Hot Water Dispensers

5

 

Interior Plumbing & Gas Line

 

 

Plumbing stoppages (up to 100 ft)

 

 

Rough Finish

 

$1000

Shower Heads/Arms/Diverters/Angle Tops/Risers

 

 

Sump Pumps

 

 

Toilets

 

 

Water Heaters

5

$1,000

Expansion Tanks

 

 

Whirlpool/Jetted Bathtubs

 

 

Monthly Price

$17.99

$15.99

$18.99

$16.99

Annual Price

$215.88

$191.88

$227.88

$203.88

Deductible

$100

$150

$100

$150

Claim Cap

$5,000 per claim

Aggregate

$10k

$10k

$50k

$50k

 

 

CORE (SYSTEMS) PLAN

Trade

ITEM

QUANTITY

INDIVIDUAL CAP

HVAC

Air Conditioning

2

$7,000

Heating Systems

2

$7,000

Geothermal & Water Sourced Heat Pump

1

$1.500

Converted Heating System & Boiler

1

$1.500

Ductwork

 

N/A

Concrete Encased Ductwork

 

$1,000

Refrigerant

 

$10 per lb.

Electrical Systems

$2,000 Aggregate

Attic Fans

 

 

Ceiling Fans

 

Central Vacuum

2

Doorbells

2

Electrical Wiring/Outlets/Switches

 

Garage Door Opener

2

Light Fixtures

 

Smoke Detectors

 

Plumbing Systems

 

$2,000 Aggregate

Concrete Encased Plumbing

 

$1000

Faucets- similar features of finish & style

 

 

Garbage Disposal

2

 

Hot Water Dispensers

2

 

Interior Plumbing & Gas Line

 

 

Plumbing stoppages (up to 100 ft)

 

 

Rough Finish

 

$1,000

Shower Heads/Arms/Diverters/Angle Tops/Risers

 

 

Sump Pumps

 

 

Toilets

 

 

Water Heaters

2

$1,000

Expansion Tanks

 

 

Whirlpool/Jetted Bathtubs

 

 

Monthly Price

$29.99

24.99

Core (Systems) Plan Pricing

Annual Price

$359.88

$299.88

Deductible

$100

$150

Aggregate

$20k

 


ENHANCED (COMPLETE HOME) PLAN

TRADE

ITEM

QUANTITY

INDIVIDUAL CAP

HVAC

Air Conditioning

2

$7,000

Heating Systems

2

$7,000

Geothermal & Water Sourced Heat Pump & Converted Heating System & Boiler

 

$1.500

Ductwork

 

N/A

Concrete Encased Ductwork

 

$1,000

Refrigerant

 

$10 per lb.

Appliances

Refrigerators w/ Icemaker

2

$5,000 per appliance

 

Freestanding Ice Makers

2

Clothes Washer

2

Clothes Dryer

2

Range/Cooktops/Ovens

2

Range Exhaust

2

Built-In Dishwashers

2

Built-In Microwave

2

Built-In Trash Compactors

2

Electrical Systems

$5,000 Aggregate

Attic Fans

 

N/A

Ceiling Fans

 

Central Vacuum

2

Doorbells

2

Electrical Wiring/Outlets/Switches

 

Garage Door Opener

2

Light Fixtures

 

Smoke Detectors

 

Plumbing Systems

$5,000 Aggregate

Concrete Encased Plumbing

 

$1000

Faucets- similar features of finish & style

 

 

Garbage Disposal

2

 

Hot Water Dispensers

2

 

Interior Plumbing & Gas Line

 

 

Plumbing stoppages (up to 100 ft)

 

 

Rough Finish

 

$1,000

Shower Heads/Arms/Diverters/Angle Tops/Risers

 

 

Sump Pumps

 

 

Toilets

 

 

Water Heaters

2

$1,000

Expansion Tanks

 

 

Whirlpool/Jetted Bathtubs

 

 

Monthly Price

$39.99

$34.99

Enhanced (Complete Home) Plan Pricing

Annual Price

$479.88

$419.88

Deductible

$100

$150

Aggregate

$20k


ELITE (COMPLETE HOME + LINE) PLAN

TRADE

ITEM

QUANTITY

INDIVIDUAL CAP

HVAC

Air Conditioning

2

$10,000

Heating Systems

2

$10,000

Geothermal & Water Sourced Heat Pump

1

$1.500

Converted Heating System & Boiler

1

$1.500

Ductwork

 

N/A

Concrete Encased Ductwork

 

$1,000

Refrigerant

 

$10 per lb.

Appliances

Refrigerators w/ Icemaker

2

$10,000 per appliance

Freestanding Ice Makers

2

Clothes Washer

2

Clothes Dryer

2

Range/Cooktops/Ovens

2

Range Exhaust

2

Built-In Dishwashers

2

Built-In Microwave

2

Built-In Trash Compactors

2

Electrical Systems

$10,000 Aggregate

Attic Fans

 

N/A

Ceiling Fans

 

Central Vacuum

2

Doorbells

2

Electrical Wiring/Outlets/Switches

 

Garage Door Opener

2

Light Fixtures

 

Smoke Detectors

 

Plumbing Systems

$10,000 Aggregate

Concrete Encased Plumbing

 

$1000

Faucets- similar features of finish & style

 

 

Garbage Disposal

2

 

Hot Water Dispensers

2

 

Interior Plumbing & Gas Line

 

 

Plumbing stoppages (up to 100 ft)

 

 

Rough Finish

 

$1,000

Shower Heads/Arms/Diverters/Angle Tops/Risers

 

 

Sump Pumps

 

 

Toilets

 

 

Water Heaters

2

$1,000

Expansion Tanks

 

 

Whirlpool/Jetted Bathtubs

 

 

Added Features

Outside Gas Line

 

$2,000

Outside Sewer Line with cut/excavation/repair

 

$3,000/$1,500

Outside Water Line

 

$2,000

Monthly Price

$44.99

$39.99

Elite (Complete Home + Line) Plan Pricing

Annual Price

$539.88

$479.88

Deductible

$100

$150

Aggregate

$20k


 Proactive Home Care Services

 The Proactive Home Care Membership is included with the Hippo+ Plan and provides access to preventative maintenance and home services

Guidelines
  1. Cannot be canceled separately
    1. Cancelling Hippo+ also cancels the the associated warranty and proactive home care plans.
  2. Unused benefits are forfeited

*Subject to Annual Limits

Proactive Home Care Service

TRADE

ITEM

CAP

Preventive Maintenance

Aggregate: $400

Air Conditioning Pre-Season Inspection
Feb 15 – May 15

$135

Heating Pre-Season Inspection
Aug 15 -Nov 5

$135

Plumbing Inspection

$300

Water Heater Service

$199

Dryer Vent Cleaning

$150

Other Home Services 

Aggregate: $100

Re-Key

$100

Handyman

$100

IOT (Connected Home)

$100

Gutter Cleaning

$100

Window Cleaning

$100

Power Wash/Soft wash

$100

Carpet & Upholstery

$100

Tree Trimming

$100

Pest Control

$100

HVAC Filter Credit

$50

Refrigerator Filter

$25

Added Features

Appliance Buying Service

 

Discount on HVAC filters with sign up

$25

Monthly Price

$13.00

Annual Price

$156.00


SCM TIMX View


Attachments are for internal use only










     




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