Hippo+ Plans & Coverage Details

Hippo+ Plans & Coverage Details


Purpose

Identify Hippo+ plan options, coverage limits, Home Care Membership benefits, and servicing responsibilities.

Overview

Hippo+ and Cinch have partnered to offer a comprehensive home protection solution in Texas and Virginia, combining homeowners insurance, home warranty coverage, and proactive home care membership services under a single plan.

Included with the purchase of a Hippo+ Homeowners Insurance policy, customers receive proactive home services through the Home Care Membership and breakdown coverage through their choice of five Cinch Warranty Plans.

Hippo+ Plan Overview

PLAN ATTRIBUTES

DETAILS

Plans

  1. Basic (HVAC)
  2. Water Essentials (Some appliances, Electrical & Plumbing)
  3. Core(Systems)
  4. Enhanced(Complete Home)
  5. Elite (Complete Home + Outside Gas, Sewer, and Water lines)

*Add-Ons Available - See attachment at the bottom of article.

Coverage Limits

Aggregate Limit:

  1. $20,000 ( Core, Enhance, Elite)
  2. Up to $50,000 (Basic and Essentials plan)

Individual Caps: Vary by plan

Deductible Options

  1. $100
  2. $150

Additional Coverage Benefits

  1. 180-day workmanship guarantee
  2. Coverage for unknown pre-existing conditions
  3. Failures due to rust and corrosion
  4. $25 A/C filter credit
  5. Add-on options available

Term Length

1 year from effective date

Auto-Renew

Yes - with warranty at Cinch's option with a 30-day notice

Enrollments

Handled by Hippo

Billing

Handled by Hippo

  1. The warranty plan appears as line item on the customer's bill
    1. Home Care Membership services are included in the home insurance premium

Cancellations

Handled by Hippo

  1. Canceling the warranty cancels the entire Hippo+ plan

Warranty Plan Coverage Details

BASIC (HVAC) PLAN

TRADE

ITEM

QUANTITY

CAP

HVAC

Air Conditioning

5

 

Heating Systems

5

 

Geothermal & Water Sourced Heat Pump

 

$1.500

Converted Heating System & Boiler

 

$1.500

Ductwork

 

N/A

Concrete Encased Ductwork

 

$1,000

Refrigerant

 

$10 per lb.

Added Feature

Quarterly email advice on PM Needs

Monthly Price

$21.99

$16.99

$22.99

$17.99

Annual Price

$263.88

$203.88

$275.88

$215.88

Deductible

$100

$150

$100

$150

Aggregate

$10k

$10k

$50k

$50k

 

 

WATER ESSENTIALS PLAN
(some appliances, electrical, & plumbing)

TRADE

ITEM

QUANTITY

CAP

Appliances

Refrigerators w/ Icemaker

5

 

Clothes Washer

5

 

Built-In Dishwasher

5

 

Electrical Systems

Attic Fans

 

N/A

Ceiling Fans

 

Central Vacuum

5

Doorbells

5

Electrical Wiring/Outlets/Switches

 

Garage Door Opener

5

Light Fixtures

 

Smoke Detectors

 

Plumbing Systems

Concrete Encased Plumbing

 

$1000

Faucets- similar features of finish & style

 

 

Garbage Disposal

5

 

Hot Water Dispensers

5

 

Interior Plumbing & Gas Line

 

 

Plumbing stoppages (up to 100 ft)

 

 

Rough Finish

 

$1000

Shower Heads/Arms/Diverters/Angle Tops/Risers

 

 

Sump Pumps

 

 

Toilets

 

 

Water Heaters

5

$1,000

Expansion Tanks

 

 

Whirlpool/Jetted Bathtubs

 

 

Added Features

Quarterly email advice on PM Needs

Monthly Price

$17.99

$15.99

$18.99

$16.99

Annual Price

$215.88

$191.88

$227.88

$203.88

Deductible

$100

$150

$100

$150

Aggregate

$10k

$10k

$50k

$50k

 

 

CORE (SYSTEMS) PLAN

Trade

ITEM

QUANTITY

CAP

HVAC

Air Conditioning

2

$7,000

Heating Systems

2

$7,000

Geothermal & Water Sourced Heat Pump

1

$1.500

Converted Heating System & Boiler

1

$1.500

Ductwork

 

N/A

Concrete Encased Ductwork

 

$1,000

Refrigerant

 

$10 per lb.

Electrical Systems

Attic Fans

 

N/A

Ceiling Fans

 

Central Vacuum

2

Doorbells

2

Electrical Wiring/Outlets/Switches

 

Garage Door Opener

2

Light Fixtures

 

Smoke Detectors

 

Plumbing Systems

Concrete Encased Plumbing

 

$1000

Faucets- similar features of finish & style

 

 

Garbage Disposal

2

 

Hot Water Dispensers

2

 

Interior Plumbing & Gas Line

 

 

Plumbing stoppages (up to 100 ft)

 

 

Rough Finish

 

$1,000

Shower Heads/Arms/Diverters/Angle Tops/Risers

 

 

Sump Pumps

 

 

Toilets

 

 

Water Heaters

2

$1,000

Expansion Tanks

 

 

Whirlpool/Jetted Bathtubs

 

 

Monthly Price

$29.99

$24.99

Annual Price

$359.88

$299.88

Deductible

$100

$150

Aggregate

$20k

$20k

 

 

ENHANCED (COMPLETE HOME ) PLAN

TRADE

ITEM

QUANTITY

CAP

HVAC

Air Conditioning

2

$7,000

Heating Systems

2

$7,000

Geothermal & Water Sourced Heat Pump

1

$1.500

Converted Heating System & Boiler

1

$1.500

Ductwork

 

N/A

Concrete Encased Ductwork

 

$1,000

Refrigerant

 

$10 per lb.

Appliances

Refrigerators w/ Icemaker

2

$5,000

Freestanding Ice Makers

2

$5,000

Clothes Washer

2

$5,000

Clothes Dryer

2

$5,000

Range/Cooktops/Ovens

2

$5,000

Range Exhaust

2

$5,000

Built-In Dishwashers

2

$5,000

Built-In Microwave

2

$5,000

Built-In Trash Compactors

2

$5,000

Electrical Systems

Attic Fans

 

N/A

Ceiling Fans

 

Central Vacuum

2

Doorbells

2

Electrical Wiring/Outlets/Switches

 

Garage Door Opener

2

Light Fixtures

 

Smoke Detectors

 

Plumbing Systems

Concrete Encased Plumbing

 

$1000

Faucets- similar features of finish & style

 

 

Garbage Disposal

2

 

Hot Water Dispensers

2

 

Interior Plumbing & Gas Line

 

 

Plumbing stoppages (up to 100 ft)

 

 

Rough Finish

 

$1,000

Shower Heads/Arms/Diverters/Angle Tops/Risers

 

 

Sump Pumps

 

 

Toilets

 

 

Water Heaters

2

$1,000

Expansion Tanks

 

 

Whirlpool/Jetted Bathtubs

 

 

Added Features

Quarterly email advice on PM Needs

Monthly Price

$39.99

$34.99

Annual Price

$479.88

$419.88

Deductible

$100

$150

Aggregate

$20k

$20k

 

ELITE (COMPLETE HOME + LINE ) PLAN

TRADE

ITEM

QUANTITY

CAP

HVAC

Air Conditioning

2

$7,000

Heating Systems

2

$7,000

Geothermal & Water Sourced Heat Pump

1

$1.500

Converted Heating System & Boiler

1

$1.500

Ductwork

 

N/A

Concrete Encased Ductwork

 

$1,000

Refrigerant

 

$10 per lb.

Appliances

Refrigerators w/ Icemaker

2

$5,000

Freestanding Ice Makers

2

$5,000

Clothes Washer

2

$5,000

Clothes Dryer

2

$5,000

Range/Cooktops/Ovens

2

$5,000

Range Exhaust

2

$5,000

Built-In Dishwashers

2

$5,000

Built-In Microwave

2

$5,000

Built-In Trash Compactors

2

$5,000

Electrical Systems

Attic Fans

 

N/A

Ceiling Fans

 

Central Vacuum

2

Doorbells

2

Electrical Wiring/Outlets/Switches

 

Garage Door Opener

2

Light Fixtures

 

Smoke Detectors

 

Plumbing Systems

Concrete Encased Plumbing

 

$1000

Faucets- similar features of finish & style

 

 

Garbage Disposal

2

 

Hot Water Dispensers

2

 

Interior Plumbing & Gas Line

 

 

Plumbing stoppages (up to 100 ft)

 

 

Rough Finish

 

$1,000

Shower Heads/Arms/Diverters/Angle Tops/Risers

 

 

Sump Pumps

 

 

Toilets

 

 

Water Heaters

2

$1,000

Expansion Tanks

 

 

Whirlpool/Jetted Bathtubs

 

 

Added Features

Outside Gas Line

 

$2,000

Outside Sewer Line with cut/excavation/repair

 

$3,000/$1,500

Outside Water Line

 

$2,000

Quarterly email advice on PM Needs

Monthly Price

$44.99

$39.99

Annual Price

$539.88

$479.88

Deductible

$100

$150

Aggregate

$20k

$20k


Home Care Membership

 The Home Care Membership is included with the Hippo+ Plan and provides access to preventative maintenance and home services

Guidelines
  1. Cannot be canceled separately
  2. Cancelling Hippo+ also cancels the entire membership
  3. Unused benefits are forfeited

Preventive Maintenance

  1. A/C pre-season check
  2. Heating pre-season check
  3. Plumbing check
  4. Water heater check
  5. Dryer vent cleaning

Other Home Services

    1. Handyman services
    2. Gutter cleaning
    3. Carpet cleaning
    4. Tree trimming
    5. Pest control

    *Subject to Annual Limits

    TRADE

    ITEM

    CAP

    Preventive Maintenance


    Aggregate: $400

    Air Conditioning Pre-Season Inspection
    Feb 15 – May 15

    $135

    Heating Pre-Season Inspection
    Aug 15 -Nov 5

    $135

    Plumbing Inspection

    $300

    Water Heater Service

    $199

    Dryer Vent Cleaning

    $150

    Other Home Services

     

    Aggregate: $100

    Re-Key

    $100

    Handyman

    $100

    IOT (Connected Home)

    $100

    Gutter Cleaning

    $100

    Window Cleaning

    $100

    Power Wash/Soft wash

    $100

    Carpet & Upholstery

    $100

    Tree Trimming

    $100

    Pest Control

    $100

    HVAC Filter Credit

    $50

    Refrigerator Filter

    $25

    Added Features

    Appliance Buying Service

     

    Discount on HVAC filters with sign up

    $25

    Monthly Price

    $19.00

    Annual Price

    $228.00










         




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