Water Essentials

Product Overview

Protects customer’s major home appliances and systems when they break down.

Monthly Premium & Deductible

1. $19.99/month - $250 Deductible

1. $14.99/month - $500 Deductible

Offers / Promotions

N/A

Review Period

30 Days, billed on day 31

Extras

1. $25 Filter Credit – Click here for details.

1. Locksmith Service
   
1. Reimbursement of $50 when the customer locks themselves out of their home and locksmith service was necessary to gain access.
   
2. One-time occurrence
   

1. Homeowners Insurance Deductible Reimbursement
   
1. Reimbursement of up to $500 when customers must pay a homeowner’s insurance deductible.
   
2. One claim per 12-month period.

Claims Allowed

No limit.  Subject to terms and conditions.

2 ways to file claim 24/7:

1. Visiting my.cinchhomeservices.com to complete the claim form

1. Calling 844-627-6010

Workmanship Guarantee

180 Day

Inspection Required

No.  Covers any age, make, or model of covered systems.

Subject to terms and conditions.

Base Coverage

Complete Home Coverage

1. Clothes Washer (5)

1. Dishwasher (5)

1. Refrigerator w/Icemaker and Water Dispenser (5)

1. Attic Fan (unlimited)

1. Ceiling Fan (unlimited)

1. Central Vacuum (unlimited)

1. Doorbell (unlimited)

1. Electrical System (unlimited)

1. Garage Door Opener (unlimited)

1. Lighting Fixture (unlimited)

1. Smoke Detector (unlimited)

1. Sump Pumps (unlimited)

1. Faucet (unlimited)

1. Garbage Disposal (5)

1. Hot Water Dispenser (5)

1. Plumbing System (unlimited)

1. Toilets (unlimited)

1. Whirlpool/Jetted Bathtubs (unlimited)

1. Water Heater (5)

1. PLUS some additional things… [refer to welcome kit]

Add-Ons

1. Swimming Pool/Spa/Combo w/Heater - $20/Mo.

1. Well Pump with Booster Pump - $10/Mo.

1. Septic Tank Pumping $500/Septic Tank $1,000 - $5/Mo.

1. Premium Upgrade Plan - $10/Mo.
   

It pays for items typically not included with home warranties such as disposal of equipment, duct/electrical/plumbing modifications, reclamation of refrigerant, code upgrades, permits, condenser pads, and much more. You’ll get up to $1,000 per claim and can do up to 2 claims per year.

Pre-Existing / Unknown Conditions Covered

Yes

Welcome Kit

Sent to customer in 7-10 days by mail

Discounts Available

On appliance purchases.

Cancellation Process

1. Cancel within 30 Days: can cancel coverage and no charges

1. Cancellation After 30 Days No Claims: can cancel and billing will stop. Cinch may charge the customer a $25 processing fee.

1. Cancellation After 30 Days Claims Paid: Customers can cancel, and billing will stop. Cinch may charge a $25 processing fee. The customer would be responsible for the lesser of the remaining premium for the rest of the year or the amount of the claim whichever is less.

2021

January