What is a Home Warranty?

What is a Home Warranty?

Home Warranty

A home warranty is a service contract that a homeowner purchases to provide coverage on the systems and appliances in the home.  Some examples of covered systems are the air conditioning, heating, electrical and plumbing.  Appliances are all of the major items in the kitchen and laundry that are typically used every day (refrigerator, built-in microwave, range/stove, washer, dryer, etc.).

In addition to the financial protection, a home warranty provides convenience and service, as well as the comfort of knowing that, our pre-screened, pre-qualified Service Partners will be performing the repairs and/or replacements.  

 

How is a Home Warranty Different from Homeowner's Insurance?

Insurance provides coverage against loss or damages due to fire, death, accident, natural disaster and in some cases acts of God.  It is a contract by which a company promises a person that a certain sum of money will be paid in the case of loss or damages.  The insured person makes regular payments for this guarantee called an insurance premium

A home warranty typically covers items that a homeowner’s insurance policy does not.


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