Consumer Electronics Plan Upselling

Consumer Electronics Plan Upselling

Overview

Cinch offers a customer-focused protection plan that ensures complete parts and labor coverage for consumer electronics and entertainment products. This solution is designed to provide peace of mind and flexibility.
  1. Customers can select the products they wish to cover, select their liability limits for claims and contracts, and opt for additional features like Accidental Damage from Handling (ADH) and 24/7 Tech Support.
  2. Flexible plans depending on your customer's needs, ranging from $14.99 - $29.99 (coverage matrix is attached below)
  3. This plan will be offered to customers with existing warranties; however, they will also see this as a 'stand-alone' offer.
  4. Customers do not need a Cinch home warranty to purchase this coverage.
  5. Mobile/Cell Phones are Excluded from Coverage
Info
We are UNABLE to offer (upsell) any Consumer Electronics plans to customers with a property address in CALIFORNIA.

Suggested Call Flow and Billing/Sales Closing Script

The following are examples of possible call flows you can use during non-escalated call interactions.
The first allows you to introduce the plan during the body of the call, then follow up with the transition and pitch towards the end (Plant the Seed Method)
The second provides suggestions for pitching once you have completed the customer request.

Consumer Electronics Plan Scripting

Plant The Seed

After Wrapping Up Initial Request

<Name>, while I’m <setting up your service/reviewing your account/Service Job>, I see you’re eligible for our new Consumer Electronics Plan. This plan helps you save money by covering your everyday electronics - it even includes accidental damage coverage and 24hour‑ tech support.
Once I finish with this, I’d love to share a little more about it.”

<Name>, I’m glad we were able to <address your questions/schedule service for your (item)> today.

Before you go, I see you are not taking advantage of our Electronics plan that protects most of your electronics like TVs, laptops and more. Does this coverage interest you?

 

Customer Interested ." → Complete initial request Go to “Circle Back to Plan Details” section

Customer Interested:  →  Go to Plan Details

Customer Declines, say: “I completely understand, and I want to respect your time. If it helps, after we complete this, I can give you a quick 20–30 second overview - would that be okay?”

Customer Declines → Go to Probing Questions or the Rebuttal Table

Refer to the rebuttal examples in the table below to guide your response

Customer Declines again, say: "No problem at all - I completely understand. I just wanted to make sure you knew it was available to you. If you ever want more details, feel free to reach out anytime and we can go over it with you. Bear with me just a moment as < I finish up your service request/reviewing your service job.>”

Customer Declines again, say: "If you decide you want to learn more about this coverage, feel free to call us back."

Circle Back to Plan Details

Plan Details

Alright, <your service request is all set / we’ve reviewed the current status of your job.
I want to circle back to the Consumer Electronics Plan. Our most popular plan is the Complete Home Plan.  It covers your most common electronics like laptops, computers, tablets, TVs, gaming systems, home theater systems, and even smartwatches for just $29.99 a month with a $75 deductible - due when you place a claim. Plus, you get on‑demand tech support and accidental damage protection. 
The best part is our Electronics Plans cover repairs or replacements with no restriction on age, brand, or place of purchase.

Sounds good right?”


Mobile/Cell Phones are Excluded

Absolutely!  We have a few flexible options, but our most popular one is the Complete Home Plan. It covers your most common electronics like laptops, computers, tablets, TVs, gaming systems, home theater systems, and even smartwatches for just $29.99 a month with a $75 deductible - due when you place a claim.
Plus, you get
 on‑demand tech support and accidental damage protection. 
The best part is our Electronics Plans cover repairs or replacements with no restriction on age, brand, or place of purchase.

Sounds good, right?




Mobile/Cell Phones are Excluded
Notes
Based on their response, continue to assume the sale

OR

Go to the next section: 
Reviewing Plan Options and offer the lower claim/aggregate limit plan ($ 1,000 per claim/$2,500 aggregate) for $24.99 or the Essentials Pla

Plan Pricing

Plan

Monthly Price

Per Claim Limit

Annual Aggregate

Complete Home -Tier 1

$29.99

$2,000

$5,000

Complete Home – Tier 2

$24.99

$1,000

$2.500

Essentials Plan – Tier 1

$19.99

$2,000

$5,000

Essentials Plan – Tier 2

$14.99

$1,000

$2,500

All plans have a $75 Deductible

Review Plan Options

Example 1:
"For $5 less, we can offer you the Complete Home Plan with a 
lower per‑claim and annual limit, but it still covers the same items and includes accidental damage protection and tech support.

Instead of $2,000 per claim and $5,000 per year, your limits would be $1,000 per claim and $2,500 per year. 
Would that option work better for you?"

Example 2:
“Our 
Essentials Plan protects many of the same devices, but it does not include tech support or accidental damage protection. This plan is $19.99 a month. Would this option work better for you?”

Notes
Select the appropriate next step from the list below -based on the customer's response.

  • Go to the “Assume the Sale” section IF the customer agrees to continue.
  • Use Additional Probing Questions in the next section to help clarify the customer's needs.
  • Answer questions and concerns. IF necessary, review other plan options.
  • After the second objection, close the call. 

Additional Probing Questions

  • Which devices do you rely on most day-to-day, and what would you do if they suddenly stopped working?
  • Do you or anyone in your home own a video game system?
  • “Which of your electronics would be the most expensive to replace? Your laptop or your Flat Screen TV?
  • “Do you currently have anything in place that would cover you if you accidentally cracked the screen on a laptop, tablet, or TV?”
  • Does your family rely on their devices for work or school throughout the day?

Assume the Sale

"Let’s go ahead and start your enrollment today in the <Complete Home Plan / Essentials Plan>.

Let me quickly share how easy this coverage is to use.

You can start an eligible claim online or by phone with a $75 deductible per claim.

Items must be in good working condition as of the effective day of the warranty.

We offer flexible service options. You can take your item to a local facility, mail it to a regional depot center, or, for TVs 50 inches or larger, we provide in-home service.

Every repair is backed by a 30-day workmanship guarantee, so you can feel confident knowing we stand behind our work.

Let’s finalize your enrollment!

Notes
Proceed to Billing and Sales Closing

Billing and Sales Closing

Alert
This script must be read BEFORE capturing payment details.

<Customer name>, I'm happy you are choosing the <Essentials/Complete Home> coverage.

This is a separate enrollment, so I’ll need to enter your payment details to set up your month-to-month coverage
.

 You will receive your agreement within 7 to 10 business days and have 30 days to review your benefits at absolutely no cost and with no coverage. 

You understand the monthly amount of <$XX.XXplus applicable taxes will automatically be billed using the information you provide and will occur on <Billing Date (same as Effective Date>.

Unless you call to cancel during that time, your coverage will begin automatically after the 30-day review period and will continue to bill monthly until you cancel. 

Items must be in good working condition as of the effective day of the warranty.

May I please have your bank or credit card information? 

Capture card details (MUST speak with the CARD HOLDER)

Thank you, <Customer Name>, with the understanding of the billing terms I have read to you, do I have your approval to process your enrollment using your <debit/credit card account OR bank account> today?

Notes
GET AFFIRMATIVE YES

Closing with Value

"Thank you, <Name>. I’m glad we were <able to schedule service/address your concerns about your claim> and set up coverage for your electronics.

Please remember to review the agreement when you receive it. Do you have any questions for me at this time?"

Address Questions, then move to close.

"It was a pleasure speaking with you today and we appreciate your business. Thank you for calling Cinch Home Services.” ·     

                                                     or

"Thank you for being a valued customer and taking the time to contact Cinch Home Services. Have a great rest of your day.”


Customer Objections and Suggested Rebuttals

Customer Objections

Potential Rebuttals




"No, thank you, I'm not interested at this time."



> I completely get that, and I respect your decision. A lot of customers feel the same way at first, but since electronics are expensive to repair or replace, this plan is really about peace of mind and avoiding sudden costs."

>" I understand - you’re not looking to add anything extra right now. Many customers feel the same way at first, especially since electronics are such a big part of work, school, and everyday routines. The thing is, one unexpected repair on a laptop, tablet, or gaming console can easily cost more than the plan itself - and sometimes replacing a laptop or computer must happen immediately because of time‑sensitive tasks. That’s why a lot of people choose it - it helps prevent those surprise expenses.”

"  I don't need coverage. I have  manufacturer's warranties and the protection agreements for my electronics."
> That’s great - but those plans usually only cover one device and expire after a year or two. With this plan, you can cover all your devices, regardless of brand or age, under one monthly payment. That way, you don’t have to juggle multiple warranties.”

> "That’s why this could be really helpful - most people don’t buy individual warranties because the costs add up. But with this plan, you get protection for everything without worrying about extra expenses each time.

I don't need accidental damage. All of my devices have cases and screen protectors. Plus, you don't cover phones, and that is what I'm most concerned about. 
"You’re right—mobile phones aren’t included in this coverage at the moment, and I appreciate your understanding.
The good news? Tablets, TVs, and monitors are covered.
Accidents happen - a cracked screen can cost more than a year of coverage. That’s the real value: peace of mind and protection from surprise expenses.

"That sounds good, but I don't need to add an extra bill right now."
>“Is there specific pricing you want to stay within?  That way we can see which one best fits your budget.”

>“I completely understand - many people feel that way, especially after the holidays. That’s why this plan is helpful. If one of your electronics breaks, the repair could cost more than an entire year of coverage. 

>We even have a plan that includes accidental damage protection and 24/7 tech support, so you’re covered and supported whenever you need it. In the long run, it can save you more than the money you’re trying to save today."


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