Realtor FAQs
Why should I choose HMS vs. other warranty companies? |
· No $$ caps on our basic plan · No square footage limitations · No age limitation on appliances · We cover washer/dryer and refrigerator under out basic plan · Claim No Claim benefit – even if nothing breaks, HMS pays! · Appliance buyline · 180-day workmanship guarantee
|
What does “unknown pre-existing condition” mean? |
An unknown pre-existing condition is best described as an undetectable failure. The HMS home warranty covers mechanical failures provided that the failure could not have been DETECTED by a visual inspection or a simple mechanical test.
Probing questions:
· Do the systems appear structurally intact? · Are they properly hooked up and without damage or missing parts? · Do the systems in the home turn on and off?
|
What if systems in the home cannot be tested? |
For example, air conditioners can’t be tested in the winter. If your buyers close on their home in the winter and have purchased a HMS home warranty, they are covered!
|
If a system or appliance breaks down, will you have a service company out that same day? |
When a homeowner contacts HMS directly for authorization and to request service, we will make every effort to provide a referral to a Service Partner within two (2) hours after the service request is received during normal business hours, and within twenty-four (24) hours for requests received after normal business hours and on weekends or holidays.
|
Can I use my own vendor? |
Homeowners must contact HMS directly at <insert toll-free number> 24 hours a day, 365 days a year for authorization and to request service. HMS has a national vendor network that includes over 40,000 pre-screened, highly qualified HVAC, electrical, plumbing and appliance Service Partners. There is no reimbursement for services performed without prior approval.
|
On a covered claim, repair or replacement, what can I expect to pay? |
Typically, you’ll pay one low deductible for covered components that need repair or replacement, saving you thousands of dollars.
|
How do I find my AE (Account Executive) on your website? |
· Go to www.hmsnational.com · Click on Real Estate Professionals · Click on Contact Local Account Executive · Enter your zip code o The HMS National AE contact information is displayed
|
Can someone from your office give my client a call to answer specific questions about the HMS home warranty? |
Absolutely! I will get a message to the Account Executive in your area who will be more than happy to reach out to your client and answer any questions that they may have.
<look up Account Executive’s name and contact information and confirm if not already mentioned by Realtor®> The Account executive for that area is <Account Executive name>.
What is your client’s name and phone number? What is a good day/time for <Account Executive name> to contact them?
<email the client’s contact information to the AE asking that they give the them a call as soon as possible/on the day/time requested by the Realtor®>
Sample email text:
We have received a request from < Realtor® name> at <Real Estate Company name> in <city and state> asking that we contact their client <Client name> at <phone number> to answer specific questions about the HMS home warranty.
<Client name> would like to be contacted <on specific day/time or as soon as possible>.
Thanks very much for your help, and have a great day! |